The median home in Napanoch, New York is valued at $271,985, up 1.2% year over year. Napanoch is part of the Kingston, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Kingston, NY stress score, crash risk, and 12-month forecast →

Home Value$271,985

+1.2%

AFFORDABILITY

Enter your income for Napanoch.

Income (annual)

Down Payment

$54,397 on $271,985

Stretch — 30.6% of income

Above 28% but manageable with cuts.

PITI$1,915

P/I30.6%

Afford$249K

Gap-$23K

P&I $1,375Tax $390Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Napanoch with other housing markets across New York.

Sagaponack$7210K Water Mill$4535K Bridgehampton$4439K Wainscott$3780K Sands Point$3176K Amagansett$2966K Old Westbury$2853K Quogue$2769K

Full Kingston, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kingston, NY metro.

View Kingston, NY metro →

NAPANOCH, NY