The median home in Napanoch, New York is valued at $271,985, up 1.2% year over year. Napanoch is part of the Kingston, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$271,985

+1.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Napanoch.

Income (annual)

Down Payment

$54,397 on $271,985

Example: $75,000 household income. Change it above to see your own.

Stretch30.6% of income

Above 28% but manageable with cuts.

PITI$1,915

P/I30.6%

Afford$249K

Gap-$23K

P&I $1,375Tax $390Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Napanoch with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Kingston, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kingston, NY metro.

View Kingston, NY metro

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Napanoch, NY