The median home in New Rochelle, New York is valued at $895,426, up 8.1% year over year. Typical monthly rent is $2,684, producing a price-to-rent ratio of 27.8x — well above the national average of 18x. New Rochelle is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$895,426

+8.1%

Rent$2,684/mo

Prices rising — worse for buyers.

Affordability

Enter your income for New Rochelle.

Income (annual)

Down Payment

$179,085 on $895,426

Example: $75,000 household income. Change it above to see your own.

Out of reach95.4% of income

Need $255,471/yr to afford.

PITI$5,961

P/I95.4%

Afford$263K

Gap-$633K

P&I $4,528Tax $1,283Ins $150

Renting $3,277/mo cheaper ($2,684 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare New Rochelle with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

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New Rochelle, NY