City

NEW YORK, NY

New York-Newark-Jersey City, NY-NJ-PA

Median home value: $805K (+3.5% YoY). Rent: $3,639/mo. Price-to-rent: 18.4x. Part of New York-Newark-Jersey City, NY-NJ-PA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.

Home Value$804,879
+3.5%
Rent$3,639/mo
AFFORDABILITY

Enter your income for New York.

$160,976 on $804,879
Out of reach — 82.6% of income

Need $221,314/yr to afford.

PITI$5,164
P/I82.6%
Afford$273K
Gap-$532K
P&I $3,861Tax $1,154Ins $150
Renting $1,525/mo cheaper ($3,639 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
New York Housing Market | CrashWatch