The median home in Newburgh, New York is valued at $384,477, up 2.3% year over year. Typical monthly rent is $1,836, producing a price-to-rent ratio of 17.5x — near the national average of 18x. Newburgh is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Poughkeepsie-Newburgh-Middletown, NY stress score, crash risk, and 12-month forecast →

Home Value$384,477

+2.3%

Rent$1,836/mo

AFFORDABILITY

Enter your income for Newburgh.

Income (annual)

Down Payment

$76,895 on $384,477

Out of reach — 42.3% of income

Need $113,357/yr to afford.

PITI$2,645

P/I42.3%

Afford$254K

Gap-$130K

P&I $1,944Tax $551Ins $150

Renting $809/mo cheaper ($1,836 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Newburgh with other housing markets across New York.

Sagaponack$7210K Water Mill$4535K Bridgehampton$4439K Wainscott$3780K Sands Point$3176K Amagansett$2966K Old Westbury$2853K Quogue$2769K

Full Poughkeepsie-Newburgh-Middletown, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Poughkeepsie-Newburgh-Middletown, NY metro.

View Poughkeepsie-Newburgh-Middletown, NY metro →

NEWBURGH, NY