Median home value: $161K (+6.3% YoY). Rent: $1,070/mo. Price-to-rent: 12.5x. Part of Buffalo-Cheektowaga, NY.
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Basic Zillow data only. For stress scores, AI analysis, and trends, Buffalo-Cheektowaga, NY metro page.
Home Value$161,109
+6.3%
Rent$1,070/mo
AFFORDABILITYRenting $84/mo cheaper ($1,070 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Niagara Falls.
$32,222 on $161,109
Affordable — 18.5% of income
Under the 28% guideline.
PITI$1,154
P/I18.5%
Afford$244K
Room+$83K
P&I $773Tax $231Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing