Median home value: $265K (+5.2% YoY). Rent: $1,173/mo. Price-to-rent: 18.8x. Part of Buffalo-Cheektowaga, NY.
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Basic Zillow data only. For stress scores, AI analysis, and trends, Buffalo-Cheektowaga, NY metro page.
Home Value$265,168
+5.2%
Rent$1,173/mo
AFFORDABILITYRenting $629/mo cheaper ($1,173 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for North Tonawanda.
$53,034 on $265,168
Stretch — 28.8% of income
Above 28% but manageable with cuts.
PITI$1,802
P/I28.8%
Afford$258K
Gap-$8K
P&I $1,272Tax $380Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing