Median home value: $757K (+3.4% YoY). Rent: $3,200/mo. Price-to-rent: 19.7x. Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$757,324
+3.4%
Rent$3,200/mo
AFFORDABILITYRenting $1,668/mo cheaper ($3,200 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Oceanside.
$151,465 on $757,324
Out of reach — 77.9% of income
Need $208,629/yr to afford.
PITI$4,868
P/I77.9%
Afford$272K
Gap-$485K
P&I $3,632Tax $1,085Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing