The median home in Oceanside, New York is valued at $757,324, up 3.4% year over year. Typical monthly rent is $3,200, producing a price-to-rent ratio of 19.7x — near the national average of 18x. Oceanside is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$757,324

+3.4%

Rent$3,200/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Oceanside.

Income (annual)

Down Payment

$151,465 on $757,324

Example: $75,000 household income. Change it above to see your own.

Out of reach81% of income

Need $217,071/yr to afford.

PITI$5,065

P/I81%

Afford$262K

Gap-$496K

P&I $3,829Tax $1,085Ins $150

Renting $1,865/mo cheaper ($3,200 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Oceanside with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

View New York-Newark-Jersey City, NY-NJ-PA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Oceanside, NY