The median home in Olcott, New York is valued at $185,958, up 2.0% year over year. Olcott is part of the Buffalo-Cheektowaga, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$185,958

+2.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$37,192 on $185,958

Example: $75,000 household income. Change it above to see your own.

Affordable21.7% of income

Under the 28% guideline.

PITI$1,357

P/I21.7%

Afford$240K

Room+$54K

P&I $940Tax $267Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Olcott with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Buffalo-Cheektowaga, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Buffalo-Cheektowaga, NY metro.

View Buffalo-Cheektowaga, NY metro

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Olcott, NY