City

ONTARIO, NY

Rochester, NY

Median home value: $320K (+4.8% YoY). Part of Rochester, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Rochester, NY metro page.

Home Value$320,110
+4.8%
AFFORDABILITY

Enter your income for Ontario.

$64,022 on $320,110
Stretch — 34.3% of income

Above 28% but manageable with cuts.

PITI$2,144
P/I34.3%
Afford$261K
Gap-$59K
P&I $1,535Tax $459Ins $150
6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Ontario Housing Market | CrashWatch