The median home in Otisville, New York is valued at $413,497, up 1.7% year over year. Otisville is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$413,497

+1.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$82,699 on $413,497

Example: $75,000 household income. Change it above to see your own.

Out of reach45.3% of income

Need $121,457/yr to afford.

PITI$2,834

P/I45.3%

Afford$255K

Gap-$158K

P&I $2,091Tax $593Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Otisville with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Poughkeepsie-Newburgh-Middletown, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Poughkeepsie-Newburgh-Middletown, NY metro.

View Poughkeepsie-Newburgh-Middletown, NY metro

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Otisville, NY