The median home in Otisville, New York is valued at $413,497, up 1.7% year over year. Otisville is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Poughkeepsie-Newburgh-Middletown, NY stress score, crash risk, and 12-month forecast →
Home Value$413,497
+1.7%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Otisville.
$82,699 on $413,497
Out of reach — 45.3% of income
Need $121,457/yr to afford.
PITI$2,834
P/I45.3%
Afford$255K
Gap-$158K
P&I $2,091Tax $593Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Poughkeepsie-Newburgh-Middletown, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Poughkeepsie-Newburgh-Middletown, NY metro.
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