Median home value: $990K (+7.0% YoY). Rent: $3,770/mo. Price-to-rent: 21.9x. Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$989,702
+7.0%
Rent$3,770/mo
AFFORDABILITYRenting $2,546/mo cheaper ($3,770 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Oyster Bay.
$197,940 on $989,702
Out of reach — 101.1% of income
Need $270,686/yr to afford.
PITI$6,316
P/I101.1%
Afford$274K
Gap-$715K
P&I $4,747Tax $1,419Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing