The median home in Oyster Bay Cove, New York is valued at $2,270,253, up 7.4% year over year. Oyster Bay Cove is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$2,270,253

+7.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Oyster Bay Cove.

Income (annual)

Down Payment

$454,051 on $2,270,253

Example: $75,000 household income. Change it above to see your own.

Out of reach238.1% of income

Need $637,886/yr to afford.

PITI$14,884

P/I238.1%

Afford$267K

Gap-$2M

P&I $11,480Tax $3,254Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Oyster Bay Cove with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Oyster Bay Cove, NY