The median home in Panama, New York is valued at $176,104, up 2.4% year over year. Panama is part of the Jamestown-Dunkirk-Fredonia, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$176,104

+2.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Panama.

Income (annual)

Down Payment

$35,221 on $176,104

Example: $75,000 household income. Change it above to see your own.

Affordable20.7% of income

Under the 28% guideline.

PITI$1,293

P/I20.7%

Afford$238K

Room+$62K

P&I $890Tax $252Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Panama with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Jamestown-Dunkirk-Fredonia, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jamestown-Dunkirk-Fredonia, NY metro.

View Jamestown-Dunkirk-Fredonia, NY metro

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Panama, NY