The median home in Patchogue, New York is valued at $575,805, up 2.8% year over year. Typical monthly rent is $2,802, producing a price-to-rent ratio of 17.1x — near the national average of 18x. Patchogue is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$575,805
+2.8%
Rent$2,802/mo
AFFORDABILITYRenting $1,085/mo cheaper ($2,802 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Patchogue.
$115,161 on $575,805
Out of reach — 62.2% of income
Need $166,586/yr to afford.
PITI$3,887
P/I62.2%
Afford$259K
Gap-$317K
P&I $2,912Tax $825Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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