Median home value: $576K (+2.8% YoY). Rent: $2,802/mo. Price-to-rent: 17.1x. Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$575,805
+2.8%
Rent$2,802/mo
AFFORDABILITYRenting $935/mo cheaper ($2,802 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Patchogue.
$115,161 on $575,805
Out of reach — 59.8% of income
Need $160,157/yr to afford.
PITI$3,737
P/I59.8%
Afford$270K
Gap-$306K
P&I $2,762Tax $825Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing