The median home in Patchogue, New York is valued at $575,805, up 2.8% year over year. Typical monthly rent is $2,802, producing a price-to-rent ratio of 17.1x — near the national average of 18x. Patchogue is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$575,805

+2.8%

Rent$2,802/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$115,161 on $575,805

Example: $75,000 household income. Change it above to see your own.

Out of reach62.2% of income

Need $166,586/yr to afford.

PITI$3,887

P/I62.2%

Afford$259K

Gap-$317K

P&I $2,912Tax $825Ins $150

Renting $1,085/mo cheaper ($2,802 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Patchogue with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

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Patchogue, NY