Median home value: $310K (+1.2% YoY). Part of Albany-Schenectady-Troy, NY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Albany-Schenectady-Troy, NY metro page.
Home Value$310,240
+1.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Pattersonville.
$62,048 on $310,240
Stretch — 33.3% of income
Above 28% but manageable with cuts.
PITI$2,083
P/I33.3%
Afford$261K
Gap-$50K
P&I $1,488Tax $445Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing