Median home value: $369K (+4.0% YoY). Rent: $1,554/mo. Price-to-rent: 19.8x. Part of Rochester, NY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Rochester, NY metro page.
Home Value$368,936
+4.0%
Rent$1,554/mo
AFFORDABILITYRenting $894/mo cheaper ($1,554 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Penfield.
$73,787 on $368,936
Out of reach — 39.2% of income
Need $104,914/yr to afford.
PITI$2,448
P/I39.2%
Afford$264K
Gap-$105K
P&I $1,770Tax $529Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing