City

PENN YAN, NY

Rochester, NY

Median home value: $313K (+0.6% YoY). Part of Rochester, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Rochester, NY metro page.

Home Value$313,356
+0.6%
AFFORDABILITY

Enter your income for Penn Yan.

$62,671 on $313,356
Stretch — 33.6% of income

Above 28% but manageable with cuts.

PITI$2,102
P/I33.6%
Afford$261K
Gap-$52K
P&I $1,503Tax $449Ins $150
6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Penn Yan Housing Market | CrashWatch