City

PENN YAN, NY

Rochester, NY

The median home in Penn Yan, New York is valued at $313,356, up 0.6% year over year. Penn Yan is part of the Rochester, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Rochester, NY stress score, crash risk, and 12-month forecast →

Home Value$313,356
+0.6%
AFFORDABILITY

Enter your income for Penn Yan.

$62,671 on $313,356
Stretch — 34.9% of income

Above 28% but manageable with cuts.

PITI$2,184
P/I34.9%
Afford$251K
Gap-$62K
P&I $1,584Tax $449Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Full Rochester, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rochester, NY metro.

View Rochester, NY metro →