The median home in Penn Yan, New York is valued at $313,356, up 0.6% year over year. Penn Yan is part of the Rochester, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$313,356

+0.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Penn Yan.

Income (annual)

Down Payment

$62,671 on $313,356

Example: $75,000 household income. Change it above to see your own.

Stretch34.9% of income

Above 28% but manageable with cuts.

PITI$2,184

P/I34.9%

Afford$251K

Gap-$62K

P&I $1,584Tax $449Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Penn Yan with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Rochester, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rochester, NY metro.

View Rochester, NY metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Penn Yan, NY