The median home in Philadelphia, New York is valued at $184,044, down 3.1% year over year. Philadelphia is part of the Watertown-Fort Drum, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$184,044

-3.1%

Prices falling — better for buyers.

Affordability

Enter your income for Philadelphia.

Income (annual)

Down Payment

$36,809 on $184,044

Example: $75,000 household income. Change it above to see your own.

Affordable21.5% of income

Under the 28% guideline.

PITI$1,344

P/I21.5%

Afford$240K

Room+$56K

P&I $931Tax $264Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Philadelphia with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Watertown-Fort Drum, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Watertown-Fort Drum, NY metro.

View Watertown-Fort Drum, NY metro

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Philadelphia, NY