The median home in Philadelphia, New York is valued at $184,044, down 3.1% year over year. Philadelphia is part of the Watertown-Fort Drum, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Watertown-Fort Drum, NY stress score, crash risk, and 12-month forecast →
Home Value$184,044
-3.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Philadelphia.
$36,809 on $184,044
Affordable — 21.5% of income
Under the 28% guideline.
PITI$1,344
P/I21.5%
Afford$240K
Room+$56K
P&I $931Tax $264Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in New York
Compare Philadelphia with other housing markets across New York.
Full Watertown-Fort Drum, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Watertown-Fort Drum, NY metro.
View Watertown-Fort Drum, NY metro →