The median home in Philmont, New York is valued at $318,779, up 6.4% year over year. Philmont is part of the Hudson, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$318,779

+6.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Philmont.

Income (annual)

Down Payment

$63,756 on $318,779

Example: $75,000 household income. Change it above to see your own.

Stretch35.5% of income

Above 28% but manageable with cuts.

PITI$2,219

P/I35.5%

Afford$251K

Gap-$67K

P&I $1,612Tax $457Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Philmont with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Hudson, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hudson, NY metro.

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Philmont, NY