The median home in Pine City, New York is valued at $188,513, up 1.8% year over year. Pine City is part of the Elmira, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$188,513

+1.8%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$37,703 on $188,513

Example: $75,000 household income. Change it above to see your own.

Affordable22% of income

Under the 28% guideline.

PITI$1,373

P/I22%

Afford$240K

Room+$52K

P&I $953Tax $270Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Pine City with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Elmira, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Elmira, NY metro.

View Elmira, NY metro

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Pine City, NY