The median home in Poland, New York is valued at $241,182, up 0.8% year over year. Poland is part of the Utica-Rome, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$241,182

+0.8%

Prices rising — worse for buyers.

Affordability

Enter your income for Poland.

Income (annual)

Down Payment

$48,236 on $241,182

Example: $75,000 household income. Change it above to see your own.

Affordable27.4% of income

Under the 28% guideline.

PITI$1,715

P/I27.4%

Afford$246K

Room+$5K

P&I $1,220Tax $346Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Poland with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Utica-Rome, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Utica-Rome, NY metro.

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Poland, NY