The median home in Port Jefferson, New York is valued at $743,679, up 4.9% year over year. Typical monthly rent is $3,328, producing a price-to-rent ratio of 18.6x — near the national average of 18x. Port Jefferson is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$743,679
+4.9%
Rent$3,328/mo
AFFORDABILITYRenting $1,648/mo cheaper ($3,328 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Port Jefferson.
$148,736 on $743,679
Out of reach — 79.6% of income
Need $213,257/yr to afford.
PITI$4,976
P/I79.6%
Afford$262K
Gap-$482K
P&I $3,760Tax $1,066Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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