The median home in Potsdam, New York is valued at $167,875, up 4.5% year over year. Typical monthly rent is $910, producing a price-to-rent ratio of 15.4x — near the national average of 18x. Potsdam is part of the Ogdensburg-Massena, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$167,875

+4.5%

Rent$910/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Potsdam.

Income (annual)

Down Payment

$33,575 on $167,875

Example: $75,000 household income. Change it above to see your own.

Affordable19.8% of income

Under the 28% guideline.

PITI$1,239

P/I19.8%

Afford$237K

Room+$69K

P&I $849Tax $241Ins $150

Renting $329/mo cheaper ($910 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Potsdam with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Ogdensburg-Massena, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ogdensburg-Massena, NY metro.

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Potsdam, NY