City

POTSDAM, NY

Ogdensburg-Massena, NY

Median home value: $168K (+4.5% YoY). Rent: $910/mo. Price-to-rent: 15.4x. Part of Ogdensburg-Massena, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Ogdensburg-Massena, NY metro page.

Home Value$167,875
+4.5%
Rent$910/mo
AFFORDABILITY

Enter your income for Potsdam.

$33,575 on $167,875
Affordable — 19.1% of income

Under the 28% guideline.

PITI$1,196
P/I19.1%
Afford$246K
Room+$78K
P&I $805Tax $241Ins $150
Renting $286/mo cheaper ($910 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Potsdam Housing Market | CrashWatch