The median home in Purchase, New York is valued at $2,145,129, up 7.3% year over year. Typical monthly rent is $3,640, producing a price-to-rent ratio of 49.1x — well above the national average of 18x. Purchase is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$2,145,129

+7.3%

Rent$3,640/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Purchase.

Income (annual)

Down Payment

$429,026 on $2,145,129

Example: $75,000 household income. Change it above to see your own.

Out of reach225.2% of income

Need $603,086/yr to afford.

PITI$14,072

P/I225.2%

Afford$267K

Gap-$1.88M

P&I $10,847Tax $3,075Ins $150

Renting $10,432/mo cheaper ($3,640 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Purchase with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Purchase, NY