Median home value: $297K (+3.9% YoY). Rent: $1,854/mo. Price-to-rent: 13.4x. Part of Albany-Schenectady-Troy, NY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Albany-Schenectady-Troy, NY metro page.
Home Value$297,080
+3.9%
Rent$1,854/mo
AFFORDABILITYRenting $147/mo cheaper ($1,854 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Rensselaer.
$59,416 on $297,080
Stretch — 32% of income
Above 28% but manageable with cuts.
PITI$2,001
P/I32%
Afford$260K
Gap-$37K
P&I $1,425Tax $426Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing