The median home in Richfield Springs, New York is valued at $197,262, down 1.9% year over year. Richfield Springs is part of the Oneonta, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$197,262
-1.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Richfield Springs.
$39,452 on $197,262
Affordable — 22.9% of income
Under the 28% guideline.
PITI$1,430
P/I22.9%
Afford$241K
Room+$44K
P&I $997Tax $283Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Oneonta, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oneonta, NY metro.
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