Median home value: $197K (-1.9% YoY). Part of Oneonta, NY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Oneonta, NY metro page.
Home Value$197,262
-1.9%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Richfield Springs.
$39,452 on $197,262
Affordable — 22.1% of income
Under the 28% guideline.
PITI$1,379
P/I22.1%
Afford$250K
Room+$53K
P&I $946Tax $283Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing