The median home in Rochester, New York is valued at $224,940, up 2.4% year over year. Typical monthly rent is $1,417, producing a price-to-rent ratio of 13.2x — below the national average of 18x. Rochester is part of the Rochester, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$224,940

+2.4%

Rent$1,417/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Rochester.

Income (annual)

Down Payment

$44,988 on $224,940

Example: $75,000 household income. Change it above to see your own.

Affordable25.8% of income

Under the 28% guideline.

PITI$1,610

P/I25.8%

Afford$245K

Room+$20K

P&I $1,137Tax $322Ins $150

Renting $193/mo cheaper ($1,417 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Rochester with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Rochester, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rochester, NY metro.

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