Median home value: $197K (+7.3% YoY). Rent: $1,287/mo. Price-to-rent: 12.7x. Part of Utica-Rome, NY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Utica-Rome, NY metro page.
Home Value$196,712
+7.3%
Rent$1,287/mo
AFFORDABILITYRenting $88/mo cheaper ($1,287 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Rome.
$39,342 on $196,712
Affordable — 22% of income
Under the 28% guideline.
PITI$1,375
P/I22%
Afford$250K
Room+$54K
P&I $944Tax $282Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing