The median home in Rome, New York is valued at $196,712, up 7.3% year over year. Typical monthly rent is $1,287, producing a price-to-rent ratio of 12.7x — below the national average of 18x. Rome is part of the Utica-Rome, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$196,712
+7.3%
Rent$1,287/mo
AFFORDABILITYRenting $140/mo cheaper ($1,287 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Rome.
$39,342 on $196,712
Affordable — 22.8% of income
Under the 28% guideline.
PITI$1,427
P/I22.8%
Afford$241K
Room+$45K
P&I $995Tax $282Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Utica-Rome, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Utica-Rome, NY metro.
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