The median home in Rome, New York is valued at $196,712, up 7.3% year over year. Typical monthly rent is $1,287, producing a price-to-rent ratio of 12.7x — below the national average of 18x. Rome is part of the Utica-Rome, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$196,712

+7.3%

Rent$1,287/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Rome.

Income (annual)

Down Payment

$39,342 on $196,712

Example: $75,000 household income. Change it above to see your own.

Affordable22.8% of income

Under the 28% guideline.

PITI$1,427

P/I22.8%

Afford$241K

Room+$45K

P&I $995Tax $282Ins $150

Renting $140/mo cheaper ($1,287 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Rome with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Utica-Rome, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Utica-Rome, NY metro.

View Utica-Rome, NY metro

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