The median home in Rotterdam Junction, New York is valued at $276,905, up 1.4% year over year. Rotterdam Junction is part of the Albany-Schenectady-Troy, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$276,905

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Rotterdam Junction.

Income (annual)

Down Payment

$55,381 on $276,905

Example: $75,000 household income. Change it above to see your own.

Stretch31.2% of income

Above 28% but manageable with cuts.

PITI$1,947

P/I31.2%

Afford$249K

Gap-$28K

P&I $1,400Tax $397Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Rotterdam Junction with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Albany-Schenectady-Troy, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albany-Schenectady-Troy, NY metro.

View Albany-Schenectady-Troy, NY metro

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Rotterdam Junction, NY