The median home in Rotterdam Junction, New York is valued at $276,905, up 1.4% year over year. Rotterdam Junction is part of the Albany-Schenectady-Troy, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Albany-Schenectady-Troy, NY stress score, crash risk, and 12-month forecast →
Home Value$276,905
+1.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Rotterdam Junction.
$55,381 on $276,905
Stretch — 31.2% of income
Above 28% but manageable with cuts.
PITI$1,947
P/I31.2%
Afford$249K
Gap-$28K
P&I $1,400Tax $397Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in New York
Compare Rotterdam Junction with other housing markets across New York.
Full Albany-Schenectady-Troy, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albany-Schenectady-Troy, NY metro.
View Albany-Schenectady-Troy, NY metro →