Median home value: $277K (+1.4% YoY). Part of Albany-Schenectady-Troy, NY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Albany-Schenectady-Troy, NY metro page.
Home Value$276,905
+1.4%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Rotterdam Junction.
$55,381 on $276,905
Stretch — 30% of income
Above 28% but manageable with cuts.
PITI$1,875
P/I30%
Afford$258K
Gap-$18K
P&I $1,328Tax $397Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing