Median home value: $2163K (+5.2% YoY). Rent: $36,541/mo. Price-to-rent: 4.9x. Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$2,163,045
+5.2%
Rent$36,541/mo
AFFORDABILITYBuying $22,916/mo cheaper ($36,541 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Sag Harbor.
$432,609 on $2,163,045
Out of reach — 218% of income
Need $583,929/yr to afford.
PITI$13,625
P/I218%
Afford$278K
Gap-$1885K
P&I $10,375Tax $3,100Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing