City

SARANAC LAKE, NY

Malone, NY

The median home in Saranac Lake, New York is valued at $312,531, up 0.8% year over year. Saranac Lake is part of the Malone, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Malone, NY stress score, crash risk, and 12-month forecast →

Home Value$312,531
+0.8%
AFFORDABILITY

Enter your income for Saranac Lake.

$62,506 on $312,531
Stretch — 34.8% of income

Above 28% but manageable with cuts.

PITI$2,178
P/I34.8%
Afford$251K
Gap-$61K
P&I $1,580Tax $448Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Malone, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Malone, NY metro.

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