City

SARANAC LAKE, NY

Malone, NY

Median home value: $313K (+0.8% YoY). Part of Malone, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Malone, NY metro page.

Home Value$312,531
+0.8%
AFFORDABILITY

Enter your income for Saranac Lake.

$62,506 on $312,531
Stretch — 33.6% of income

Above 28% but manageable with cuts.

PITI$2,097
P/I33.6%
Afford$261K
Gap-$52K
P&I $1,499Tax $448Ins $150
6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Saranac Lake Housing Market | CrashWatch