Median home value: $611K (+2.6% YoY). Rent: $2,053/mo. Price-to-rent: 24.8x. Part of Albany-Schenectady-Troy, NY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Albany-Schenectady-Troy, NY metro page.
Home Value$610,717
+2.6%
Rent$2,053/mo
AFFORDABILITYRenting $1,902/mo cheaper ($2,053 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Saratoga Springs.
$122,143 on $610,717
Out of reach — 63.3% of income
Need $169,500/yr to afford.
PITI$3,955
P/I63.3%
Afford$270K
Gap-$340K
P&I $2,929Tax $875Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing