The median home in Schaghticoke, New York is valued at $329,880, up 4.2% year over year. Schaghticoke is part of the Albany-Schenectady-Troy, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$329,880

+4.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Schaghticoke.

Income (annual)

Down Payment

$65,976 on $329,880

Example: $75,000 household income. Change it above to see your own.

Out of reach36.7% of income

Need $98,186/yr to afford.

PITI$2,291

P/I36.7%

Afford$252K

Gap-$78K

P&I $1,668Tax $473Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Schaghticoke with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Albany-Schenectady-Troy, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albany-Schenectady-Troy, NY metro.

View Albany-Schenectady-Troy, NY metro

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Schaghticoke, NY