Median home value: $330K (+4.2% YoY). Part of Albany-Schenectady-Troy, NY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Albany-Schenectady-Troy, NY metro page.
Home Value$329,880
+4.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Schaghticoke.
$65,976 on $329,880
Stretch — 35.3% of income
Above 28% but manageable with cuts.
PITI$2,205
P/I35.3%
Afford$262K
Gap-$68K
P&I $1,582Tax $473Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing