The median home in Schenectady, New York is valued at $311,090, up 4.3% year over year. Typical monthly rent is $1,395, producing a price-to-rent ratio of 18.6x — near the national average of 18x. Schenectady is part of the Albany-Schenectady-Troy, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Above 28% but manageable with cuts.
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