Median home value: $244K (+3.2% YoY). Part of Albany-Schenectady-Troy, NY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Albany-Schenectady-Troy, NY metro page.
Home Value$243,840
+3.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Scotia.
$48,768 on $243,840
Affordable — 26.7% of income
Under the 28% guideline.
PITI$1,669
P/I26.7%
Afford$256K
Room+$12K
P&I $1,170Tax $350Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing