The median home in Shelter Island, New York is valued at $1,722,880, up 4.8% year over year. Shelter Island is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,722,880
+4.8%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Shelter Island.
$344,576 on $1,722,880
Out of reach — 181.3% of income
Need $485,614/yr to afford.
PITI$11,331
P/I181.3%
Afford$266K
Gap-$1457K
P&I $8,712Tax $2,469Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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