Median home value: $1723K (+4.8% YoY). Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$1,722,880
+4.8%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Shelter Island.
$344,576 on $1,722,880
Out of reach — 174.1% of income
Need $466,414/yr to afford.
PITI$10,883
P/I174.1%
Afford$277K
Gap-$1446K
P&I $8,264Tax $2,469Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing