The median home in Shirley, New York is valued at $525,914, up 4.2% year over year. Shirley is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$525,914

+4.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$105,183 on $525,914

Example: $75,000 household income. Change it above to see your own.

Out of reach57% of income

Need $152,700/yr to afford.

PITI$3,563

P/I57%

Afford$258K

Gap-$268K

P&I $2,659Tax $754Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Shirley with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Shirley, NY