City

SHRUB OAK, NY

New York-Newark-Jersey City, NY-NJ-PA

Median home value: $591K (+0.8% YoY). Part of New York-Newark-Jersey City, NY-NJ-PA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.

Home Value$591,015
+0.8%
AFFORDABILITY

Enter your income for Shrub Oak.

$118,203 on $591,015
Out of reach — 61.3% of income

Need $164,229/yr to afford.

PITI$3,832
P/I61.3%
Afford$270K
Gap-$321K
P&I $2,835Tax $847Ins $150
6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Shrub Oak Housing Market | CrashWatch