The median home in Shrub Oak, New York is valued at $591,015, up 0.8% year over year. Shrub Oak is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$591,015

+0.8%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$118,203 on $591,015

Example: $75,000 household income. Change it above to see your own.

Out of reach63.8% of income

Need $170,829/yr to afford.

PITI$3,986

P/I63.8%

Afford$259K

Gap-$332K

P&I $2,988Tax $847Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Shrub Oak with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Shrub Oak, NY