The median home in Silver Bay, New York is valued at $1,144,169, up 9.6% year over year. Silver Bay is part of the Glens Falls, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,144,169

+9.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Silver Bay.

Income (annual)

Down Payment

$228,834 on $1,144,169

Example: $75,000 household income. Change it above to see your own.

Out of reach121.2% of income

Need $324,686/yr to afford.

PITI$7,576

P/I121.2%

Afford$264K

Gap-$880K

P&I $5,786Tax $1,640Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Silver Bay with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Glens Falls, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Glens Falls, NY metro.

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Silver Bay, NY