The median home in Southampton, New York is valued at $2,123,633, up 6.9% year over year. Typical monthly rent is $38,434, producing a price-to-rent ratio of 4.6x — below the national average of 18x. Southampton is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$2,123,633
+6.9%
Rent$38,434/mo
AFFORDABILITYBuying $24,502/mo cheaper ($38,434 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Southampton.
$424,727 on $2,123,633
Out of reach — 222.9% of income
Need $597,086/yr to afford.
PITI$13,932
P/I222.9%
Afford$267K
Gap-$1857K
P&I $10,738Tax $3,044Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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