City

SOUTHOLD, NY

New York-Newark-Jersey City, NY-NJ-PA

Median home value: $1086K (+2.6% YoY). Rent: $16,250/mo. Price-to-rent: 5.6x. Part of New York-Newark-Jersey City, NY-NJ-PA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.

Home Value$1,085,536
+2.6%
Rent$16,250/mo
AFFORDABILITY

Enter your income for Southold.

$217,107 on $1,085,536
Out of reach — 110.6% of income

Need $296,271/yr to afford.

PITI$6,913
P/I110.6%
Afford$275K
Gap-$811K
P&I $5,207Tax $1,556Ins $150
Buying $9,337/mo cheaper ($16,250 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing