Median home value: $273K (+0.4% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$272,784

+0.4%

AFFORDABILITY

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Income (annual)

Down Payment

$54,557 on $272,784

Stretch — 29.6% of income

Above 28% but manageable with cuts.

PITI$1,849

P/I29.6%

Afford$258K

Gap-$15K

P&I $1,308Tax $391Ins $150

6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.

SPECULATOR, NY