The median home in Spencerport, New York is valued at $305,031, up 6.2% year over year. Spencerport is part of the Rochester, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$305,031

+6.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$61,006 on $305,031

Example: $75,000 household income. Change it above to see your own.

Stretch34.1% of income

Above 28% but manageable with cuts.

PITI$2,130

P/I34.1%

Afford$251K

Gap-$54K

P&I $1,542Tax $437Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Spencerport with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Rochester, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rochester, NY metro.

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Spencerport, NY