Median home value: $773K (+1.5% YoY). Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$772,818
+1.5%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Speonk.
$154,564 on $772,818
Out of reach — 79.4% of income
Need $212,743/yr to afford.
PITI$4,964
P/I79.4%
Afford$272K
Gap-$500K
P&I $3,707Tax $1,108Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing