City

SYLVAN BEACH, NY

Utica-Rome, NY

Median home value: $209K (+2.9% YoY). Part of Utica-Rome, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Utica-Rome, NY metro page.

Home Value$208,647
+2.9%
AFFORDABILITY

Enter your income for Sylvan Beach.

$41,729 on $208,647
Affordable — 23.2% of income

Under the 28% guideline.

PITI$1,450
P/I23.2%
Afford$252K
Room+$43K
P&I $1,001Tax $299Ins $150
6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Sylvan Beach Housing Market | CrashWatch