City

THERESA, NY

Watertown-Fort Drum, NY

The median home in Theresa, New York is valued at $191,042, down 0.3% year over year. Theresa is part of the Watertown-Fort Drum, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Watertown-Fort Drum, NY stress score, crash risk, and 12-month forecast →

Home Value$191,042
-0.3%
AFFORDABILITY

Enter your income for Theresa.

$38,208 on $191,042
Affordable — 22.2% of income

Under the 28% guideline.

PITI$1,390
P/I22.2%
Afford$241K
Room+$49K
P&I $966Tax $274Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Full Watertown-Fort Drum, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Watertown-Fort Drum, NY metro.

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