The median home in Theresa, New York is valued at $191,042, down 0.3% year over year. Theresa is part of the Watertown-Fort Drum, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$191,042

-0.3%

Prices falling — better for buyers.

Affordability

Enter your income for Theresa.

Income (annual)

Down Payment

$38,208 on $191,042

Example: $75,000 household income. Change it above to see your own.

Affordable22.2% of income

Under the 28% guideline.

PITI$1,390

P/I22.2%

Afford$241K

Room+$49K

P&I $966Tax $274Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Theresa with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Watertown-Fort Drum, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Watertown-Fort Drum, NY metro.

View Watertown-Fort Drum, NY metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Theresa, NY