The median home in Tivoli, New York is valued at $467,982, up 6.4% year over year. Typical monthly rent is $3,650, producing a price-to-rent ratio of 10.7x — below the national average of 18x. Tivoli is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$467,982

+6.4%

Rent$3,650/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$93,596 on $467,982

Example: $75,000 household income. Change it above to see your own.

Out of reach51% of income

Need $136,586/yr to afford.

PITI$3,187

P/I51%

Afford$257K

Gap-$211K

P&I $2,366Tax $671Ins $150

Buying $463/mo cheaper ($3,650 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Tivoli with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Poughkeepsie-Newburgh-Middletown, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Poughkeepsie-Newburgh-Middletown, NY metro.

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Tivoli, NY