The median home in Tivoli, New York is valued at $467,982, up 6.4% year over year. Typical monthly rent is $3,650, producing a price-to-rent ratio of 10.7x — below the national average of 18x. Tivoli is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Poughkeepsie-Newburgh-Middletown, NY stress score, crash risk, and 12-month forecast →

Home Value$467,982

+6.4%

Rent$3,650/mo

AFFORDABILITY

Enter your income for Tivoli.

Income (annual)

Down Payment

$93,596 on $467,982

Out of reach — 51% of income

Need $136,586/yr to afford.

PITI$3,187

P/I51%

Afford$257K

Gap-$211K

P&I $2,366Tax $671Ins $150

Buying $463/mo cheaper ($3,650 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Tivoli with other housing markets across New York.

Sagaponack$7210K Water Mill$4535K Bridgehampton$4439K Wainscott$3780K Sands Point$3176K Amagansett$2966K Old Westbury$2853K Quogue$2769K

Full Poughkeepsie-Newburgh-Middletown, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Poughkeepsie-Newburgh-Middletown, NY metro.

View Poughkeepsie-Newburgh-Middletown, NY metro →

TIVOLI, NY