Median home value: $278K (+3.6% YoY). Rent: $1,424/mo. Price-to-rent: 16.3x. Part of Albany-Schenectady-Troy, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Albany-Schenectady-Troy, NY metro page.

Home Value$278,262

+3.6%

Rent$1,424/mo

AFFORDABILITY

Enter your income for Troy.

Income (annual)

Down Payment

$55,652 on $278,262

Stretch — 30.1% of income

Above 28% but manageable with cuts.

PITI$1,883

P/I30.1%

Afford$259K

Gap-$20K

P&I $1,335Tax $399Ins $150

Renting $459/mo cheaper ($1,424 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.

TROY, NY