Median home value: $196K (+8.5% YoY). Rent: $1,271/mo. Price-to-rent: 12.8x. Part of Utica-Rome, NY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Utica-Rome, NY metro page.
Home Value$195,616
+8.5%
Rent$1,271/mo
AFFORDABILITYRenting $98/mo cheaper ($1,271 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Utica.
$39,123 on $195,616
Affordable — 21.9% of income
Under the 28% guideline.
PITI$1,369
P/I21.9%
Afford$250K
Room+$54K
P&I $938Tax $280Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing