Median home value: $627K (-0.7% YoY). Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$626,937
-0.7%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Valley Cottage.
$125,387 on $626,937
Out of reach — 64.9% of income
Need $173,829/yr to afford.
PITI$4,056
P/I64.9%
Afford$270K
Gap-$356K
P&I $3,007Tax $899Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing